目前銀行已不強制要求借款人必須提供保證人。但如果借款人自願提供保證人，銀行會根據保證人的還款能力進行評估，這可能有助於提高房屋貸款的成數。 Her study suggests that a divorce among households that are usually anticipated to be stable—wealthy, properly-educated, properly-prepared—is more of the disruption for the children than in people where poverty and dysfunction tend to be the norm. ... https://liantongdai.pixnet.net/blog/post/194852401